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BiltChecked Oct 4, 2026

The Bilt Credit Cards

$100 Bilt Cash welcome bonus. No annual fee.

Welcome offer
Annual fee
Purchase APR
Foreign transaction fee

We don't earn anything from this link. Select any underlined figure to see where it comes from.

What it's worth

We can't put a dollar value on this card: our sources don't say what rewards it earns, or whether it earns any. Its fees and rates are below.

How it compares

  • No annual fee, like about 85% of the 626 cards we track.

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Welcome offer

$100 cash

Apply and get approved

$100 of Bilt Cash Spend across the Bilt ecosystem.

Rates and fees

Rates and fees for the The Bilt Credit Cards, each with its source
Annual fee
Purchase APRvariable
Foreign transactions

Carrying a balance? See how long it takes to pay off

Benefits

  • No transaction fees on housing payments.
  • No foreign transaction fees.
  • Bilt Cash can be used at Bilt partner merchants and for eligible hotel bookings through Bilt Travel, among other listed uses.
  • Bilt Cash expires December 31 of each calendar year; up to $100 carries over to the following year.
  • Stainless steel card.
  • Authorized users can be added and managed in the Bilt app.
  • Contactless tap-to-pay.
  • Cell phone
  • Purchase protection
  • Rental car

Questions

What is the annual fee?
$0 annual fee bilt.com, since Sep 29, 2026
Does it charge a foreign transaction fee?
No. bilt.com, since Sep 29, 2026
What is the purchase APR?
26.74–34.74% APR bilt.com, since Sep 29, 2026
Is there a welcome bonus?
$100 cash back. bilt.com, since Sep 29, 2026