Signify Business Cash Credit Card
$500 cash rewards after you spend $5,000 in 3 months. No annual fee.
- Welcome offer
- Issuer's pagewellsfargo.com
“Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.”
- Annual fee
- Issuer's pagewellsfargo.com
“$0 Annual Fee”
- Purchase APR
- Issuer's pagewellsfargo.com
“After that your variable APR will be 16.99% – 24.99%”
- Foreign transaction fee
- Issuer's pagewellsfargo.com
The source states this figure; we have no exact sentence on file yet.
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What it's worth
We can't put a dollar value on this card: our sources don't say what rewards it earns, or whether it earns any. Its fees and rates are below.
How it compares
- No annual fee, like about 85% of the 626 cards we track.
- Lower top APR than about 80% of the 128 cards on our Sign-up bonuses list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
$500 cash
After you spend $5,000 on purchases in your first 3 months.
The bonus cash rewards will show as redeemable within 60 days after they are earned. Offers may differ by marketing channel and require selecting Apply now.
Spending it takes$1,667 a monthfor 3 months
Tracking sinceSep 29, 2026history will chart every change
Rates and fees
| Annual fee | Issuer's pagewellsfargo.com “$0 Annual Fee” |
|---|---|
| Purchase APR | Issuer's pagewellsfargo.com “After that your variable APR will be 16.99% – 24.99%” |
| Intro APR | Issuer's pagewellsfargo.com “0% introductory APR on purchases” |
Carrying a balance? See how long it takes to pay off
Benefits
- Complimentary Priority Pass membership access to more than 1,300 participating airport lounges worldwide; lounge visit fees apply and are charged on a pay-as-you-go basis.
- Worldwide automatic common carrier travel accident insurance protection of up to $250,000 when the airline or other common carrier ticket is purchased with the eligible card.
- MasterRental Insurance Coverage for damage to or theft of a vehicle rented using the card, subject to terms, conditions, limitations, and coverage limits.
- Employee cards are available at no additional cost.
- Employee spending limits, online and mobile-app monitoring, customizable instant alerts, recurring bill payments, digital wallet support, and Wells Fargo Mobile app account access.
- Zero Liability Protection for promptly reported unauthorized transactions, subject to conditions.
- Mastercard ID Theft Protection with identity-theft monitoring, alerts, and expert resolution 24/7/365; registration and enrollment are required.
- Mastercard Business Assistant provides business assistance 24/7, including arranging business travel or meetings and recommending restaurants or office equipment.
- Travel accident: Up to $250,000
- Rental car
Questions
- What is the annual fee?
- $0 wellsfargo.com, since Oct 2, 2026
- What is the purchase APR?
- 16.99–24.99% APR wellsfargo.com, since Oct 2, 2026
- Is there an intro APR?
- 0% for 12 months from account opening on purchases for your business. wellsfargo.com, since Sep 29, 2026
- Is there a welcome bonus?
- $500 cash back after $5,000 in purchases in 3 months. wellsfargo.com, since Sep 29, 2026