Platinum Plus® Mastercard® Business Credit Card
$300 USD statement credit welcome bonus. No annual fee.
- Welcome offer
- Issuer's pagebankofamerica.com
“With the Platinum Plus® Mastercard® Business Credit Card you get a competitive APR, no annual fee, and receive a $300 statement credit after making at least $3,000 in purchases in the first 90 days.”
- Annual fee
- Issuer's pagebankofamerica.com
“$0 Annual fee”
- Purchase APR
- Issuer's pagebankofamerica.com
“APR: 14.99% to 25.99%”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $5 | $0 |
| Typical spender | $5 | $0 |
| Heavy spender | $5 | $0 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 100% of the 49 cards on our 0% intro APR list (see the list).
- Lower top APR than about 75% of the 128 cards on our Sign-up bonuses list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
$300 cash
Make at least $3,000 in purchases
Online offer: receive a $300 statement credit after making at least $3,000 in purchases in the first 90 days. The offer may not be available if you leave the page, visit a Bank of America financial center or call the bank.
Rates and fees
| Annual fee | Issuer's pagebankofamerica.com “$0 Annual fee” |
|---|---|
| Purchase APR | Issuer's pagebankofamerica.com “APR: 14.99% to 25.99%” |
| Intro APR | Issuer's pagebankofamerica.com “0% † introductory APR on purchases for the first 15 billing cycles.” |
| Balance transfer APR | Issuer's pagebankofamerica.com “APR: 14.99% to 25.99%” |
| Cash advance APR | Issuer's pagebankofamerica.com “27.99% Cash Advance Variable APR” |
Carrying a balance? See how long it takes to pay off
Benefits
- Emergency ticket replacement
- Lost-luggage assistance
- Legal and medical referrals when away from home
- Rental car
- Travel accident: $100,000
- Purchase protection
- Extended warranty
Questions
- What is the annual fee?
- $0 bankofamerica.com, since Sep 29, 2026
- What is the purchase APR?
- 14.99–25.99% APR bankofamerica.com, since Oct 2, 2026
- Is there an intro APR?
- 0% for first 15 billing cycles. bankofamerica.com, since Sep 29, 2026
- Is there a welcome bonus?
- $300 USD statement credit after $3,000 in purchases. bankofamerica.com, since Sep 29, 2026
Other cards without rewards with no annual fee
- AAA Daily Advantage Visa SignatureComenity Capital Bank · No annual feeabout the same
- AAA Travel Advantage Visa SignatureComenity Capital Bank · No annual feeabout the same
- AEO, Inc.Synchrony · No annual feeabout the same
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).