PenFedChecked Oct 4, 2026

PenFed Power Cash Rewards

No annual fee. Purchase APR 16.49–17.99%.

Annual fee: CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
Checked Oct 4, 2026The CFPB survey Report a problem
CFPB credit card survey, Dec 2025
Purchase APR: Issuer's pagepenfed.org
The source states this figure; we have no exact sentence on file yet.
Checked Oct 4, 2026Open on penfed.org Report a problem

We don't earn anything from this link. Select any underlined figure to see where it comes from.

What it's worth

We can't put a dollar value on this card: our sources don't say what rewards it earns, or whether it earns any. Its fees and rates are below.

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Rates and fees for the PenFed Power Cash Rewards, each with its source
Annual fee	CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026The CFPB survey Report a problem CFPB credit card survey, Dec 2025
Purchase APR	Issuer's pagepenfed.org The source states this figure; we have no exact sentence on file yet. Checked Oct 4, 2026Open on penfed.org Report a problem

What is the annual fee?: $0 CFPB credit card survey, Dec 2025, since Oct 4, 2026
What is the purchase APR?: 16.49–17.99% APR CFPB credit card survey, Dec 2025, since Oct 4, 2026