Ink Business Premier(R) Credit Card: Cash Back
$1,000 cash back after you spend $10,000 in 3 months. $195 a year.
- Welcome offer
- Issuer's pagesites.chase.com
“Earn $1,000 bonus cash back”
- Annual fee
- Issuer's pagechase.com
“$195 †”
- Purchase APR
- Issuer's pagechase.com
“APR Flex for Business variable APR: 17.99%–28.74%. †”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $45 | $45 |
| Typical spender | $405 | $405 |
| Heavy spender | $2,125 | $1,125 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: welcome bonus needs $10,000 in 3 months.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 85% of the 650 cards we track.
- Lower top APR than about 25% of the 577 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
$1,000 cash
After you spend $10,000 on purchases in your first 3 months.
Earn the bonus after spending $10,000 in the first 3 months from account opening. Allow 6 to 8 weeks for the bonus to post. The account must be open and not in default at fulfillment. Exclusions apply, including balance transfers, cash advances, cash-like transactions, fees, and other non-purchase transactions.
How you earn · Chase Ultimate Rewards
- 2.5%Every purchase totaling $5,000 or more
- 5%Purchases made using your card through Chase Travel
- 5%Qualifying Lyft products and services purchased through the Lyft mobile application
- 2%Everything else
Rates and fees
| Annual fee | Issuer's pagechase.com “$195 †” |
|---|---|
| Purchase APR | Issuer's pagechase.com “APR Flex for Business variable APR: 17.99%–28.74%. †” |
Carrying a balance? See how long it takes to pay off
Benefits
- Employee cards are available at no additional cost and may have individual spending limits.
- Flex for Business allows a portion of the Credit Access Line to be used for purchases over time, with interest.
- Cardmembers can earn 40,000 bonus points for each business approved for any Chase for Business credit card through the referral program, up to 200,000 points per year.
Questions
- What is the annual fee?
- $195 chase.com, since Sep 29, 2026
- What is the purchase APR?
- 17.99–28.74% APR chase.com, since Oct 2, 2026
- Is there a welcome bonus?
- $1,000 cash back after $10,000 in purchases in 3 months. sites.chase.com, since Sep 29, 2026
Other cash back cards with fees up to $300
- Capital One Spark 2% Cash PlusCapital One · $150 a year+$45 a year
- Disney Inspire Card from ChaseChase · $149 a year−$100 a year
- Graphite Business Cash UnlimitedAmerican Express · $295 a year−$100 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).